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The Democratic Party under Andrew Jackson was defined by its opposition to the national bank, which was seen as a symbol of elite power and privilege. Jackson believed that the bank favored the wealthy and had an undue influence over the economy and the government. His opposition culminated in his efforts to dismantle the Second Bank of the United States, which he viewed as corrupt and harmful to the common citizen.

This stance appealed to many Americans at the time, particularly agrarian interests and the common man, as it aligned with Jackson's populist approach and his belief in a more decentralized financial system. The Democratic Party under Jackson emphasized the idea that government should be more responsive to the average citizen rather than the interests of a privileged few. Thus, this key characteristic of the Democratic Party during this period reflects a broader commitment to championing the rights and interests of ordinary people against established financial institutions.